Overview: Manage first line of defense Investor and Regulatory Risk Management responsibilities for the business units that comprise the Consumer and Small Business Bank inclusive of all responsibilities outlined in accordance with the Enterprise Risk Framework and Enterprise Compliance Program. Oversee the proactive identification, accurate assessment and reporting of risks including State and Federal regulatory risk as well as Investor, insurer and counterparty risk. Lead complex activities and provide guidance on risk issues impacting the business areas. Support all aspects of the business units and maintain effective relationship with critical business partners. . POSITION RESPONSIBILITIES: Monitor and analyze regulatory announcements. Set strategy for the implementation of regulatory requirements including analyzing state and federal requirements to determine relevance to business line and the validation or development of controls, policies, and procedures. Oversee the research of cases where suspicious activity is identified, mitigate risk of potential fraud, and report suspicious activity in accordance with investor/insurer requirements. Manage the testing/monitoring plan for the business areas (both regulatory and investor/insurer (as applicable); assist with the development and design of monitoring/testing; use risk-based approach to determine appropriate oversight activities Responsible for coordinating all internal and external Audit, Regulator, Investor and Counterparty reviews or requests. As applicable, monitor and analyze investor / insurer communications to understand requirements and determine relevance and applicability to impacted business lines; Set strategy for the implementation of investor/insurer requirements. Create and maintain well-structured policies and program documents that clearly guide business decisions. Promote an environment that supports belonging and reflects the M&T Bank brand. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. Complete other related duties as assigned. NATURE AND SCOPE: This position provides senior management risk oversight of the Bank’s consumer and small business areas. Developing and implementing the strategy for these areas and delivering results on the strategy are key components of the job, as is ensuring regulatory compliance and adherence to Bank standards. The position is required to adapt to and initiate change within areas of responsibility. MANAGERIAL/SUPERVISORY RESPONSIBILITY: Directly supervise 3-5 business line managers Indirectly supervise approximately 20-40 staff MINIMUM QUALIFICATIONS REQUIRED: Bachelor’s degree and a minimum of 12 years compliance, risk management, or related experience, with a minimum of 8 years in a managerial risk capacity or in lieu of a degree a combined 16 years’ higher education and/or work experience, including a minimum of 12 years relevant work experience, inclusive of 8 years of managerial experience. IDEAL QUALIFICATIONS PREFERRED: MBA or advanced degree. Knowledge of bank policies and procedures. Knowledge of overall Bank strategic vision and mission with ability to link to division mission. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $154,700.00 - $257,900.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice